Mental Health

as an essential benefit under Health Care Reform

Every qualified health plan (ObamaCare compliant-meeting the 10 essential benefits) must provide parity coverage for mental health and substance use services resulting in no added treatment limits and no extra costs.

NAMI (National Assoc of Mental Illness) Website, Insurance & Health Care Reform Section

More than 43 million Americans suffer from depression, anxiety, and other mental health conditions, according to the most recent federal data. But more than half the people who felt like they needed help last year, never got it. Even people who had insurance complained of barriers to care.  Narrow Provider Lists?  Some said they still couldn’t afford it; some were embarrassed to ask for help. Others just couldn’t get through the red tape.

Dealing with social & mental problems can cut health care costs CA Health Line 1.23.2017

Sacramento Bee 2.4.2014 reports increase in youth hospitalizations. Jail not the place for the mentally ill aclu socal.org

Mental Health

Mental Health

Specimen Policy

Specimen Policy - Mental Health Page 86
Specimen Policy - Mental Health Page 86

Get Quotes & Coverage – 3 Easy Stepshealth.compare.1.2.3.broker_300x250_04[1]
Guaranteed Issue – No Pre X Clause – Quote & Subsidy Calculation – No charge for our services – If not in CA click here for Nationwide Quotes

Medicare & You – Mental Health 

  Medicare & You – Mental Health

Technical Links & Resources

42  USC  18022 (E) Mental health and substance use disorder services, including behavioral health treatment.

CFR 156.115 (a) (3), – Provisions of Essential Health Benefits

Federal Mental Health Parity

2008 Final Rules (direct link broke – use DOL’s search feature)

§146.136   Parity in mental health and substance use disorder benefits.

 

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